ABOUT US

Urban Trust has become a leader in developing innovative financial services for previously ignored or underserved market segments. With successful direct-to-consumer product offerings and a unique understanding of the consumer, Urban Trust is developing partnerships to leverage its organizational capabilities and access an expanding consumer base. Urban Trust Bank draws from the resources of The RLJ Companies, a multi-billion dollar business network, and founder, Robert L. Johnson, to build industry leading product and execution capabilities.

  UTB Success Card


Urban Trust management believes that serving ignored or underserved market segments can attract a dedicated constituency and drive significant value – both for the bank and the consumer. As a validation of this conclusion, over 20% of Urban Trust Bank’s checking accounts are second chance checking account marketed to individuals otherwise unable to qualify for a checking account. These second chance accounts have an average balance of over $350 and demonstrate that within a risk managed environment UTB can enable consumers to join the financial mainstream. The second chance checking account is one of many innovative solutions Urban Trust offers to empower communities.

Urban Trust Bank is a federally chartered community-oriented bank. The bank’s core business is to provide value-oriented, common-sense banking and mortgage services through a network of offices and branches in Florida and the Washington, DC area. UTB is among the largest African-American controlled banks in the country and has been highlighted in national and local media, including The Washington Post, CNBC, The Wall Street Journal, The Orlando Business Journal, and USA Today. UTB is designated as well capitalized by the Office of Thrift Supervision, the highest possible capital rating.

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> View our educational  material

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The Urban Trust Success™ Card is issued by Urban Trust Bank®, FSB pursuant to a license from Visa U.S.A. Inc.
Elastic is an open-end line of credit offered by Urban Trust Bank®, a federally chartered savings association located in Florida with a growing number of branches in MD and VA. Certain limitations apply. See Terms and Conditions for complete details. All trademarks, service marks and registered marks are the properties of their respective owners. Elastic is an expensive form of short term credit and should not be used as a long term solution.
Copyright © 2010 Urban Trust Bank®. FDIC, Equal Housing Lender, All Rights Reserved.