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ABOUT
US
Urban
Trust has become a leader in developing
innovative financial services for previously ignored or underserved
market
segments. With successful direct-to-consumer product offerings and a
unique
understanding of the consumer, Urban Trust is developing partnerships
to
leverage its organizational capabilities and access an expanding
consumer base.
Urban Trust Bank draws from the resources of The RLJ Companies, a
multi-billion dollar business network, and founder,
Robert L. Johnson, to build industry leading product and execution
capabilities.
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Urban Trust management believes that serving ignored or underserved
market segments can attract a dedicated constituency and drive
significant value – both for the bank and the consumer. As a validation
of this conclusion, over 20% of Urban Trust Bank’s checking accounts
are second chance checking account marketed to individuals otherwise
unable to qualify for a checking account. These second chance accounts
have an average balance of over $350 and demonstrate that within a risk
managed environment UTB can enable consumers to join the financial
mainstream. The second chance checking account is one of many
innovative solutions Urban Trust offers to empower communities.
Urban Trust Bank is a federally chartered community-oriented
bank. The bank’s core business is to provide value-oriented,
common-sense banking and mortgage services through a network of offices
and branches in Florida and the Washington, DC area. UTB is among the
largest African-American controlled banks in the country and has been
highlighted in national and local media, including The Washington Post,
CNBC, The Wall Street Journal, The Orlando Business Journal,
and
USA Today. UTB is designated as well capitalized by the Office of
Thrift Supervision, the highest possible capital rating.
We invite
you
to:
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