•
When you get a raise, put at least half of your raise into a savings
account. You may not miss the money you didn't have before.
• Do not consider bonus and overtime pay as part of your monthly budget. Plan your spending on base pay and save the rest.
•
Calculate your hourly salary and have one hour's worth of pay
automatically deposited into a savings account every week, or every 2
weeks if that's more manageable.
•
Make saving a game—how about putting a dollar in your savings jar every
time you—get lost, skip exercise, show up late, or forget someones
name? The dollars will add up quickly! |